"Do I Need Life Insurance?" Not If This Is The Case.
Deciding whether or not to invest in life insurance can be a difficult choice. If your spouse is financially independent, and you and your spouse have no shared children or finances, then the need for life insurance is less pressing.
Of course, life insurance is still an important financial planning tool, but if you don’t need it to provide for your spouse after your death or help with looming debts, you may want to reevaluate the necessity of this purchase.
Ultimately, it is up to you to determine which investments are right for you and how much coverage is enough.
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