What Is The Difference Between Homeowners Insurance and Home Warranty Insurance?

Owning a home is both exciting and daunting, and it can be overwhelming trying to figure out what kind of insurance you need to protect your investment.

Homeowners insurance and home warranty insurance are two very different types of coverage, but they both play an important role in safeguarding your property.

While homeowners’ insurance protects your home and personal belongings in the event of unexpected events like theft or natural disasters, home warranty insurance covers the cost of repairs and replacements for major systems and appliances that break down due to normal wear and tear.

 

Understanding the differences between these two types of insurance is important to make informed decisions and ensure that your home has the best possible protection.

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