Bundling auto and home insurance with the same provider typically saves policyholders between 5% and 25% on their combined premiums, according to the Insurance Information Institute.
Home + Auto is the most common and widely available bundle across nearly all major insurers, with potential savings of 10–25% off both policies. For example, a household paying $1,500/year for auto and $1,200/year for home insurance could save $600+ annually by bundling.
Renters + Auto. Renters insurance is already relatively inexpensive, but bundling it with auto can still yield meaningful discounts. This is a great option for younger adults and city dwellers.
Home + Auto + Life. This "triple bundle" is one of the most comprehensive options for maximizing savings. But please note that not all insurers offer life insurance, so availability may vary. Having life, home, and auto coverage under one roof is easier to manage and often significantly cheaper.
Home + Umbrella Insurance. Many providers bundle umbrella policies with home insurance at a modest additional cost—often providing $1 million in extra coverage for as little as $150–$300/year. This bundle for high-net-worth individuals or those with significant assets to protect.
Read how Insurance Savings guides readers through the bundling decision.